Our new special Reduced Loan Rate of 8.56% (8.9% APR) is available on all loans of £7500 and above.
Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • Last 3 months bank statements
  • All outstanding debts elsewhere should be disclosed
2

Proof of Income

  • Employed - 2 recent pay-slips
  • Self-employed - Last 2 year’s audited accounts
  • Social Welfare - 2 recent payment receipts
  • Retired - Proof of all pensions
3

Identification

  • Photo ID - Passport, Driving Licence, Student Card
  • Proof of Address - Current utility bill or bank statement (within 3 months)
  • or Proof of Address - Government issued documentation relating to tax or benefits (within 3 months)
Lending criteria

Purpose of Loan

  • A loan application will be considered, provided that the application is for a productive purpose such as a holiday, car tax/insurance, home improvements etc.

Proven Ability to Repay

  • Loan applications will be assessed by our Loan Officers and/or the Credit Committee. We also use Experian for first time loans and larger loans to check for defaults and court judgements.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.
How to apply

How To Apply

Members can apply for a loan by visiting our Larne or Carnlough office, call us on 028 2826 0078 or make an application online (if registered for online access). We can then discuss your needs and proceed with your loan application. Join today.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Please check out our downloads section for the Terms and Conditions of the Reduced Rate Loan.

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